POS & E-Commerce Finance enables UAE businesses with regular card or online sales to access working capital based on their transaction history and business performance.

It is suitable for retailers, e-commerce businesses and other merchants looking to fund inventory, business expansion, supplier payments, marketing or day-to-day operating requirements without pledging property or fixed assets.

Key Benefits

Higher Financing Potential
Businesses with strong and consistent POS or e-commerce turnover may qualify for substantial financing based on their sales performance.

Competitive Pricing
POS-based financing can offer competitive interest rates compared with traditional unsecured business financing, depending on the merchant’s turnover and financial profile.

No Property Collateral
Financing is primarily assessed against the company’s sales performance and merchant transaction history, without requiring property or other fixed assets as collateral.

Supports Business Growth
Use the funding to purchase stock, expand locations, increase marketing, hire staff or manage working capital requirements.

Who Can Apply?

Suitable for UAE businesses receiving regular payments through POS terminals, payment gateways or e-commerce platforms, including retailers, restaurants, clinics, online sellers and other merchant businesses.

How Reliance Helps

We review your business turnover and merchant transaction history, identify suitable financing options and assist with the application, documentation, bank coordination and negotiations through approval and funding.