Welcome to Reliance Banking Consultancy. These Terms and Conditions govern your use of www.relybankconsult.com and your interaction with our consultancy services.

By accessing or using our website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with these terms, please discontinue use of the website.

1. About Our Services

Reliance Banking Consultancy provides business banking and financial consultancy services intended to assist businesses and individuals in understanding and exploring potentially suitable banking and finance solutions.

Our services may include assistance relating to:

• Business finance
• Business loans
• Trade finance
• Working capital finance
• POS and e-commerce finance
• Commercial mortgages
• Loan against property
• Machinery finance
• Business bank account opening
• Other banking and financial consultancy requirements

The availability and suitability of any financial product or facility depends on the relevant bank or financial institution.

2. No Guarantee of Finance Approval

Information submitted through our website or during consultations does not guarantee approval of any loan, finance facility, banking product, or other financial service.

All applications remain subject to the eligibility criteria, documentation requirements, credit assessment, internal policies, and final approval of the relevant financial institution.

We do not guarantee:

• Approval of any finance application
• A particular loan amount
• A particular interest rate
• A specific repayment period
• A specific processing time
• Approval by any particular bank or financial institution

3. Website Information

We make reasonable efforts to keep the information on our website accurate and current. However, website content is provided for general informational purposes and may change without notice.

Information regarding financial products, eligibility, rates, fees, requirements, and processing times may vary between financial institutions and may change over time.

You should obtain specific and current information before making any financial decision.

4. No Financial Guarantee or Investment Advice

Information provided on this website should not be interpreted as a guarantee of financial approval, investment advice, legal advice, accounting advice, or a recommendation to enter into a particular financial transaction.

You should obtain independent professional advice where appropriate before making significant financial or business decisions.

5. User Responsibilities

When submitting an enquiry or information to us, you agree that:

• The information you provide is accurate and not intentionally misleading.
• You will provide documents or information requested for legitimate business purposes.
• You will not use our website for unlawful or fraudulent activities.
• You will not attempt to interfere with the operation or security of our website.
• You will not submit information belonging to another person without appropriate authority.

Providing false, misleading, incomplete, or fraudulent information may affect our ability to provide services and may have legal consequences.

6. Third-Party Financial Institutions

We may work with or communicate with banks, lenders, financial institutions, and other third parties in connection with your requirements.

These third parties operate independently and may have their own terms, privacy policies, eligibility criteria, fees, charges, and approval processes.

Reliance Banking Consultancy is not responsible for decisions made independently by third-party financial institutions.

7. Fees and Charges

Where applicable, any consultancy fees, service charges, commissions, or other charges will be communicated separately and will be subject to the relevant agreement or engagement terms.

Third-party banks and financial institutions may impose their own fees, charges, interest, or other costs.

8. Intellectual Property

Unless otherwise stated, the content of this website, including text, graphics, logos, branding, design elements, images, and other materials, is owned by or licensed to Reliance Banking Consultancy.

You may not reproduce, modify, distribute, publish, sell, or commercially exploit website content without prior written permission.

9. Website Availability

We aim to keep our website available and functioning properly. However, we do not guarantee uninterrupted, error-free, or secure access to the website.

The website may occasionally be unavailable due to maintenance, technical problems, hosting issues, updates, or circumstances outside our reasonable control.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Reliance Banking Consultancy shall not be liable for losses arising from:

• A bank or financial institution rejecting or delaying an application
• Changes to financial products, eligibility criteria, rates, or policies
• Decisions made by third-party financial institutions
• Inaccurate or incomplete information supplied by a user
• Temporary website unavailability
• Third-party websites, platforms, or services
• Events beyond our reasonable control

Nothing in these Terms is intended to exclude or limit any liability that cannot legally be excluded or limited under applicable law.

11. External Links

Our website may contain links to external websites. These links are provided for convenience and informational purposes.

We do not control or accept responsibility for the content, availability, security, or practices of third-party websites.

12. Privacy

Your use of our website is also subject to our Privacy Policy, which explains how we collect and handle personal information.

13. Changes to These Terms

We reserve the right to modify these Terms and Conditions from time to time.

Updated terms will be published on this page and will become effective from the date of publication unless otherwise stated.

14. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the applicable laws of the United Arab Emirates, subject to the jurisdiction of the relevant courts.

15. Contact Us

For questions regarding these Terms and Conditions, please contact:

Reliance Banking Consultancy
Office: 1703, Al Musalla Tower, Khalid Bin Al Waleed Road, Bur Dubai, U.A.E.
Phone / WhatsApp: 052-1349519
Email: svghussain@relybankconsult.com
Website: www.relybankconsult.com